Banks try factoring within the high rates of interest, the chance of falling assets philosophy and you may, all the more, the greater cost-of-living once they determine brand new home financing applications.

Interest levels ‘re going right up, but the majority mans home loan repayments are not – for the moment. It’s, not, getting harder locate that loan as the banking companies factor higher rates, the potential for shedding property thinking and you may, increasingly, the greater cost of living into their tests. (more…)