If you dream of owning a house but can’t afford the down payment needed to get a home loan, you’ll be happy to know there are condition and you can regional advice applications to help make homeownership a reality for you. A large number of grants and loans are available to help cover down payments and settlement costs for first-time homebuyers across the country. Learn more about them as you take your first steps in the exciting journey to homeownership.

Local and state finance agencies offer most of the down payment aid available for first-time homebuyersbined with mortgages, these programs aim to make housing more affordable. (more…)